SIP calculator
Invest a fixed amount each month and see what it grows to. Contributions are made at the start of each month and compound monthly at your expected rate of return.
Maturity value
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Total invested: — · Estimated returns: —
Year by year
| Year | Invested | Value | Gains |
|---|
Formula
FV = P · ((1 + i)n − 1) / i · (1 + i)
P = monthly investment, i = monthly rate (annual / 12 / 100), n = number of months (years × 12). The trailing (1 + i) is because each SIP is invested at the start of the month. With a step-up, the monthly amount is raised once a year and the corpus is summed month by month.
Returns are an assumption, not a guarantee — markets fluctuate and actual mutual fund returns vary year to year. This is a planning estimate only.